goEBT | EBT, Credit/Debit Processor

goEBT provides EBT, credit and debit payment processing for more than 26,000 retailers nationwide, including convenience stores, grocery stores, farmers markets, specialty retailers, delivery services and fast-food or quick-serve restaurants.

Many successful retailers trust goEBT, a brand of CDE Services, Inc., for simple and convenient payment solutions.

Since the passing of The Agricultural Act of 2014, also known as the Farm Bill, goEBT has served as a leader in the government payments space, participating regularly with the EFTA eGovernment Council and providing feedback to the Food and Nutrition Service and USDA. goEBT is also a member of several industry associations, including:

Easy. Affordable. Fair. FAST!

With goEBT, merchants pay one flat monthly rate with no hidden fees and no required transaction minimums – complete with state-of-the-art payment terminals, friendly customer service, free tech support and device maintenance.

Our Journey

Our Leadership

Joseph Barna | goEBT - EBT, Credit/Debit Processor

Joseph Barna

EVP, Government Payments

Joseph currently serves as Executive Vice President of Government Payments.  He is a payments executive with over 24 years of experience in merchant acquiring and payment processing technology.  Joseph has been instrumental in building the business by bringing new technologies to market.  Prior to being CTO, Joseph served as the VP of Sales at CDE for over four years.

Joseph resides in Marietta, GA, with his wife, Stefaney, and has two children, Charlie and Lorelei. In his spare time, he enjoys playing soccer.

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Cindy Stewart

Senior Director of Enrollment and Retention

Cindy is CDE’s Senior Director of Enrollment and Retention, managing the sales and customer retention teams for CDE. Cindy works to increase revenue and customer base by coaching and mentoring sales representatives. Cindy has proven success in directing sales and client relations for a number of companies including Automatic Data Processing and Gateway EDI/Trizetto Provider Solutions. Cindy has more than 20 years of experience in the payments processing industry which includes co-founding an Independent Sales Organization, Pinnaclepay Merchant Services. In her spare time, Cindy enjoys hiking, gardening, working out and other outdoor activities. Cindy has one son, Joshua, who is an attorney with Fulton County, Georgia.

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Cindy Stewart | goEBT - EBT, Credit/Debit Processor
Mike Lanier | goEBT - EBT, Credit/Debit Processor

Mike Lanier

Senior Manager of Point-of-Sale Solutions and Support

With more than 29 years of experience in the payments industry, Mike joined CDE in May 2021, bringing decades of industry knowledge gained from working for our partners Ingenico, Verifone and PAX.  As Senior Manager of Point-of-Sale Solutions and Support, Mike oversees our customer support department and leverages his knowledge of the hardware, software and systems that drive the product solutions we deliver to our customers. Prior to CDE, Mike spent more than 16 years with Ingenico. Starting as a technical engineer and deployment supervisor for Checkmate Electronics, he was then promoted to systems integration manager for IVI Checkmate and Ingenico.  Mike then transitioned to the sales support team at Ingenico as a senior systems engineer, where he supported major retailers, such as Kohl’s, AutoZone and Walgreens. After Ingenico, Mike worked at Verifone for 12 years, supporting major retailers, such as Lowe’s, Kohl’s, IKEA and GAP. In the year before he joined CDE, Mike worked at PAX as a senior sales engineer, where he worked with their major bank account and critical ISO partners.

Mike was born and raised in Dyersburg, Tennessee and served in the U.S. Navy for five years after graduating high school. He then attended DeVry University, formerly the DeVry Institute of Technology. Mike is married and has three daughters (plus his daughter’s dog, Binky). In his free time, Mike enjoys socializing with friends, walking around his neighborhood, mountain biking and watching his favorite NFL team, the Tennessee Titans.

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Kelly Quattlebaum

Senior Director of Marketing and Communication

Kelly Quattlebaum is a global marketing and communication executive who has spoken at more than 60 conferences and events nationwide since delivering her first keynote in 2000. As CDE’s senior director of marketing and communication, she owns CDE’s marketing strategy, identifies business opportunities, strengthens CDE’s market presence, manages the brand, leads the marketing team, and builds strategic relationships with external parties such as the media, stakeholders, and potential clients.  Throughout her 17-year career in the technology industry she has held various senior-level marketing positions at software companies ranging from start-ups to publicly traded companies.

Kelly graduated summa cum laude from Kennesaw State University with a degree in communication and speaks English, Spanish, Brazilian Portuguese and French.  She and her husband, Frank, enjoy spending time together through a wide range of activities such as golf, billiards, racquetball, biking, hiking, and gardening.  Kelly also enjoys singing, songwriting, and playing guitar.

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Kelly Quattlebaum | goEBT - EBT, Credit/Debit Processor